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Invoice Factoring Rates: The Basics

Unfortunately, piling outstanding customer invoices is a reality among many companies in the service-based companies. As a result, cash flow becomes stagnant, making it harder for businesses to keep up with their financial obligations. To free up cash flow, companies often resort to invoice factoring. Invoice factoring is a form of invoice financing that allows…

4 Types of Invoice Financing for Small Businesses

Curious about different types of invoice financing? If you have slow-paying customers, you’re more prone to cash flow issues than other businesses. It’s worth noting that approximately 82% of startups fail because of cash flow mismanagement, according to a study by the U.S. Bank. That said, it’s crucial to have a backup plan in case…

A Deep Dive Into the History of Invoice Financing and Selling Invoices

Invoicing is not a modern invention. It has been a useful tool for enterprising individuals since the time of the ancients. Merchants needed a tool to keep track of payments owed and to present proof to their customers. The ancients also used forms of invoices to account for agricultural production. Invoices and invoice financing go…

Invoice Factoring: An Ultimate Guide for Small Business Invoice Factorin

You’ve probably considered or heard about invoice factoring if you own a small business with slow-paying customers or occasionally limited cash flow. Invoice factoring for small businesses is a sort of accounts receivable finance in which you sell your unpaid invoices to a factoring company for a discount. You’ll get lump cash to cover urgent…

Inventory Loans vs. Inventory Line of Credit: What’s the Difference?

Inventory financing allows you to leverage your company’s unsold inventory in exchange for immediate and revolving cash flow. Through financing, your business could secure the funds necessary to grow your business. There are two types of inventory financing available for entrepreneurs. These are, namely, the inventory loans and inventory lines of credit.  How Inventory Loans…

How Can Small Business Factoring Preserve Your Working Capital?

Working capital presents the relationship between the business’s current liabilities and current assets. It is an indicator of the company’s ability to settle short-term liabilities. Short-term refers to a period of at least six months to at most one year. This means that the business will face immediate trouble if its working capital ratio becomes…

A Beginner’s Guide to Invoice Financing Definition for Business Growth

Invoice financing is a type of short-term borrowing extended to your business by a lending institution based on your customer’s unpaid invoices. 

Asset Based Business Loans

Entrepreneurs have two options when seeking out business loans. One option is an unsecured loan, and the other option is asset-based business financing.

A Definitive Guide to Asset-Based Finance

Businesses need working capital to ensure continuous growth…