Invoice financing bridges the gap in cash flow

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Invoice Financing

When running a small business, there may come a time when cash gets a little tight, and you’d start to look for alternative sources of funding.

Applying for a traditional business loan option is usually the first thing that comes to mind. However, the underwriting process can take about a month and many small business owners don’t have the luxury to wait for weeks for approval and funding.

If your business processes a considerable number of invoices, you can apply for invoice financing.

inventory financing
Finance

What is invoice financing?

Invoice financing is an asset-based loan that allows businesses to receive immediate funding in exchange for outstanding invoices. You can receive up to 90% of the total invoice value upfront, while the rest is given (minus a small fee) once your customers pay their invoices.

Requirements to Qualify for Invoice Financing

Any business that processes invoices can qualify for invoice financing. It’s easier to qualify for invoice financing compared to traditional business loans. Lenders are generally more lenient because the loan is secured by your invoices. They don’t focus on your credit score and financials, but instead assess your customers’ creditworthiness and their payment history. 

Before proceeding, make sure to explore all possible options to see if invoice financing is the right decision for your business.

types of asset based business loans
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Having said that, the best candidates for invoice financing include:

  • B2B Businesses
  • Businesses with large purchase orders and invoices
  • Businesses under industries with long billing cycles
  • Seasonal Businesses

Industries that Benefit the Most From Invoice Financing :

  • Manufacturing
  • Retail
  • Real Estate
  • Agriculture
  • Marketing Services
  • Legal Services and Business Consulting
  • Healthcare Services, including Medical Suppliers

As your trusted financial experts, we offer invoice financing solutions that’ll help free up capital and promote positive cash flow at market-leading rates. 

Contact us today for a free, no commitment quote.

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Working with Invoice Financing USA

The ins and outs of Invoice financing can be difficult to understand. At Invoice Financing USA, our advisors are subject matter experts whose job is to help you secure funding at the best possible terms.

It’s our goal to make the entire process as simple as possible; no extensive paperwork, no long approval process. All you need to do is to fill out our online application form, enter basic business information, and we’ll go from there. Once approved, you’ll receive the funds you need within 24 to 48 hours.